Terms and Conditions

Last updated: 02/01/2025

Welcome to EJV AUTO FINANCE. By accessing our website (www.EJVAUTOFINANCE.com), you agree to comply with the following terms and conditions. If you do not agree with any of these terms, we recommend that you do not use our website.

360 FINANCE GROUP LLC Terms and Conditions / Privacy Policy respects your privacy. By opting into our SMS messaging service through our "CONSENT TO CONTACT YOU BY TELEPHONE, TEXT AND EMAIL BUYER" or texting SUSCRIBE to the number (305) 263-3646, you agree to the following terms regarding how we handle your data: to the following terms regarding how we handle your data:

  • Data Collection: We will collect your name, email address, mailing address, and mobile phone number when you sign up for SMS updates. The information will be collected via the website contact form, email, rental agreement, or third-party reservation systems.
  • Data Usage: We use your data solely for sending information related to your financing account, due dates, or outstanding amounts.
  • Data Security: We protect your data with secure storage measures to prevent unauthorized access.
  • Data Retention: We retain your information as long as you are subscribed to our SMS service. You may request deletion at any time.
  • MESSAGE AND DATA RATES MAY APPLY. Your mobile carrier may charge fees for sending or receiving text messages, especially if you do not have an unlimited texting or data plan.
  • Conversational Messages are recurring, and message frequency varies.
  • Contact 360 FINANCE GROUP LLC at 305 2633646 or INFO@EJVFINANCE.COM for HELP or to STOP receiving messages.
  • Opt-Out: You can opt out of the SMS list at any time by texting, emailing, or replying STOP or UNSUBSCRIBE to INFO@EJVFINANCE.COM or 305-2633646. After unsubscribing, you will receive a final SMS to confirm you have unsubscribed and we will remove your number from our list within 24 hours.
  • You can send HELP for additional assistance, and you will receive a text including our phone number, email, and website. We are here to help you.
  • Non-Sharing Clause: We do not share your data with third parties for marketing purposes. 360 FINANCE GROUP LLC will not sell, rent, or share the collected mobile numbers.
  • Notwithstanding anything to the contrary in this privacy policy, your consent to receive SMS messages applies solely to us. It does not apply to the activities of any third party. We will not share your mobile number with any third party for their marketing or promotional purposes.

1. Services Offered

EJV AUTO FINANCE is a company that offers financing services for the purchase of used vehicles in the state of Florida. Our services include:

  • Loans and financing for the purchase of used vehicles.
  • Financing advisory services.
  • Evaluation and approval of credit applications.

2. Requirements for Financing Application

To access financing services, users must meet the following requirements:

  • Be at least 18 years of age.
  • Be a resident of the state of Florida.
  • Have a verifiable source of income.
  • Not be reported on credit risk agencies (if necessary).
  • Have an acceptable credit history, subject to our evaluation.

3. User Obligations

By using our services, the user agrees to:

  • Provide truthful, complete, and up-to-date information during the financing application process.
  • Comply with the terms established in the loan agreements.
  • Keep the provided contact information updated.
  • Assume responsibility for any payments related to the financing.

4. Financing Process

Once the user completes their application, EJV AUTO FINANCE will evaluate the information provided. The approval of financing is subject to data verification and credit evaluation. If approved, the terms of the loan (interest rates, repayment periods, etc.) will be outlined in a formal contract that both parties must sign. Financing is subject to the laws and regulations of the state of Florida, and the contract may be amended in accordance with the legal conditions governing this state.

5. Privacy Policy

We are committed to protecting your privacy and handling your personal information securely. The information provided by users will be treated in accordance with our Privacy Policy, which complies with the California Consumer Privacy Act (CCPA) and other applicable federal and state regulations in Florida. We will not share your personal information with third parties without your consent, unless required by law, such as with credit reporting agencies or in legal proceedings.

6. Intellectual Property

All content on our website, including texts, graphics, logos, images, and software, is the property of EJV AUTO FINANCE or its licensors and is protected by U.S. intellectual property laws and Florida state laws. You may not copy, distribute, modify, or reproduce any content without the express permission of the company.

7. Limitation of Liability

EJV AUTO FINANCE is not responsible for any indirect, incidental, or consequential damages arising from the use of our services, including loss of information, data, or income. Furthermore, we do not guarantee the uninterrupted availability of the website or the accuracy or completeness of the information presented on the site.

8. Modifications

We reserve the right to modify these terms and conditions at any time. Modifications will be posted on this section and will take effect upon publication. It is the user’s responsibility to periodically review these terms.

9. Governing Law and Jurisdiction

These terms and conditions will be governed by the laws of the state of Florida, USA. Any disputes related to these terms will be resolved in the competent courts of the state of Florida.

10. Dispute Resolution Process

Any dispute related to these terms and conditions will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association (AAA). Arbitration will take place in Dade County and will be conducted in English.

11. Contact Information

Phone: 3052634636

Email: info@ejvfinance.com

Address: 3105 NW 107 AVE, STE 400, DORAL, FL 33172

Acceptance of Terms

By using our services, you confirm that you have read, understood, and accepted these terms and conditions.